Armed Forces Life Insurance Rates

If you want to know more about armed forces life insurance rates, you should be aware that there are some specialized insurance companies who provide insurance coverage to both active and retired military personnel. AFBA is an organization that offers life insurance, health plans, investments, banking and planning for their members. Established in 1947, this nonprofit association is devoted to promoting the economic welfare of military service men and women and their families. AFBA membership is open to every member of the Uniformed Military Services, Department of Homeland Security, Department of Defense and other Federal Government workers.


AFBA has paid claims to beneficiaries of members who served in the Korean War, the Vietnam War, the Persian Gulf, the Pentagon terrorist attack and the military operations in both Afghanistan and Iraq. The total amount of claims dispersed by this organization is more than $1 billion. There are around 300,000 voluntary members. During the current terrorism war the AFBA has kept its membership open for new applicants. The leaders of this organization are a Board of Directors with the distinction of senior active duty and retired military service. The mission of this organization is the same as it has always been -- to provide quality life insurance and other products that are affordable and serve the needs of military/government personnel and their families.

Even if you don't join the AFBA there are other companies who offer special rates for those either active in the military or retired. The Internet can help you track down the right companies for your needs. One suggestion for those seeking coverage is to obtain quotes from a variety of companies. You may find very similar policies for very different prices. The goal of every insurance customer, military or not, is to find a policy that suits their coverage needs and financial goals.

When researching Armed Forces life insurance rates, you should also take time to go over the different types of insurance. Term life is popular due to its lower price and simplicity. However, if you want a policy that can also serve as an investment consider a whole life, universal life, variable life, or universal/variable policy. Not only can you learn more about these insurance types online, you can learn more by consulting an insurance agent. Select one who specializes in military benefits to ensure you get the best rate possible.



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